STUDENT LOAN

THE STUDENT LOAN RECOVERY PLAN

The Student Loan Recovery Plan assists clients who have Federal Student Loans. We look at their loans and current situation to determine the best options available for repayment to maximize forgiveness.

These options include; but are not limited to:

  • Consolidation
  • Income-Driven Repayment Plans
  • Rehabilitation for Defaulted Student Loans
    • Rehab will clear default status from credit report once completed
  • Public Service Loan Forgiveness
  • Total Permanent Disability Discharge
    • Total Forgiveness of debt if approved
  • Garnishments & Tax Liens

Customer Fees if Enrolled

Customer pays a one-time fee (broken out into payments) & will full support throughout the life of their loan.

Consolidation

  • Consolidate all loans with one servicer, fixed interest rate
  • Income-Driven Plan
  • Public Service Loan Forgiveness (PSLF), if applicable
  • Forbearance on existing loans while Consolidation is processing

Rehabilitation

  • Negotiate Rehab payments with the collection agency
  • Follow 9-10 months for completion of Rehab
  • Have Garnishments & Tax Liens lifted on the 5th month of Rehab, if applicable
  • Ensure defaults cleared from credit and rehabilitated loans are back with the main servicer for Department of Education
  • Consolidate all loans with one servicer, fixed interest rate
  • Income-Driven Plan
  • Public Service Loan Forgiveness (PSLF), if applicable
  • Forbearance on existing loans while Consolidation is processing
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1. 800.996.1013
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